Need Alternatives to Foreclosure ?

Letter from a happy client.

Sat, 03 Sep 2011 16:05:26 GMT

I received this letter the other day. This is why I do what I do!

To: Jeff & Lynn Marchant

Date: September 2, 2011

I am writing the express my gratitude and appreciation for all that you have done for me in such a short amount of time.

On August 19, 2011 when I first talked to Lynn I was out looking for a home to rent as my home was to be foreclosed on August 26, 2011. In talking with Lynn she said that she and her husband could help me stop the foreclosure by doing a short sale on my home. Lynn talked to her husband Jeff and their attorney Ryan Simpson and we set up an appointment for 6pm that night. I gathered all the paperwork required and the next day Ryan Simpson filed the short sale documents with Wells Fargo. On the following Wednesday August 25, 2011 we had word that Wells Fargo had accepted the paperwork and that the foreclosure had been postponed until September 26, 2011. This was great news for me as it gave me time to pack up my belongings and be able to take my time to find another place to rent. But then Jeff told me that I may be able to stay in my home for another 3 to 6 months while they negotiated with Wells Fargo on the short sale. This would give me extra money to put away so that I wouldn’t be financially strapped when I went looking for a new place to live.

I can’t thank you enough for all you did for me; you both were a God Send and an answer to my prayers. I will surely tell anyone in my situation or someone who is looking for a home that you are the people to help them. As you are honest, kind, sincere, and you follow through on your word by deeds and actions.

Sincerely,

Russell Pelton

I called Russ to thank him for the letter and to get permission to use the letter in some of my marketing efforts to reach more homeowners that I can help. He said "Why don't you include my phone number in case anyone wants to call me, I would be happy to tell them personally how you helped me avoid foreclosure." Well, I'm taking him up on that offer. Sometimes I wonder myself if the testimonial letters I read are even real. If you would like to speak to Russell, give him a call at 801-201-1100

Jeff Marchant

Keller Williams Utah Realtors

“Exceeding Expectations“

Renewed trust for tough times

Tue, 30 Aug 2011 15:57:10 GMT

Renewed trust for tough times

Does it feel like trust is one of the major casualties of the economic meltdown of 2008 – followed by the “Great Recession,” the “Jobless Recovery” and now the threat of a “Double Dip Recession?”

Weren’t we assured that home values were destined to go up and up and up?

There have been lots of promises that help is on the way—and lots of warnings of scams and schemes that have only served to confuse the matter. So where’s a homeowner who’s underwater or overleveraged to turn?

Here’s the bottom line: the choices that homeowners make when they feel they are at the end of their rope will have ramifications for years to come on their ability to qualify for credit, their job prospects, their security clearance and their overall finances. When a family’s financial trajectory is rapidly heading in a negative direction, there’s no substitute for the helping hand of a knowledgeable expert who has the integrity, the experience and the training to reverse the course—someone who is tapped into regulatory initiatives and can separate fact from fiction.

It is my mission to serve as a credible source of information and perspective to homeowners who have found themselves in a tough situation and need help sorting through their options. That’s why I sought out the Certified Distressed Property (CDPE) designation—the most renowned and recognized credential in the distressed property field, and it’s why I continue to stay on top of regulatory and industry developments that impact options available to homeowners who are struggling with their current financial situations.

My message to homeowners who do not know where to turn: there is hope. Foreclosure is not inevitable and neither the government nor your bank wants to see that happen. No one expected to find themselves on the brink of foreclosure, but I have worked with countless clients who have managed to turn their financial trajectory around and get on a path of financial recovery.

It CAN be done! And it would be my privilege to help.

Jeff Marchant

Keller Williams Utah Realtors

“Exceeding Expectations“

Handling the Stress of an Unaffordable Mortgage Payment

Sun, 28 Aug 2011 00:11:01 GMT

Handling the Stress of an Unaffordable Mortgage Payment

Whenever I research the latest foreclosure and distressed property statistics, the sheer number of Americans facing the stress of losing their homes amazes me. It is my goal to help as many homeowners I can either stay in their homes or relieve the burden of their mortgages. Knowing that there are so many that need my help is a driving force for me to continue doing what I do.

In fact, I just released another report that I’ve made available on my website today. It explains the CDPE designation and lists 10 options that homeowners can take advantage of to relieve the stress that comes with owing their mortgage lenders more money than they can afford to pay.

The report also draws a contrast between short sales and foreclosures. Unfortunately, there’s a growing trend of “strategic defaulters” who think it’s smart to let their home go into foreclosure. As any one who follows this blog knows, there is nothing strategic about foreclosure; it’s one of the most long-lasting, negative financial challenges you can go through.

I’m excited about acting as a resource for more homeowners who have questions about what they should do. As always, if you know homeowners who may need my help, have them contact me immediately! Together, we can put them back on the path to financial stability.

Jeff Marchant

Keller Williams Utah Realtors

“Exceeding Expectations“